Minimum Capital Requirement: In order to apply, an applicant must put a $500,000 investment in a new business or real estate project in the US. Over 98% of EB-5 investors invest through “Regional Centers” at $500,000 level. Investors can also invest $1 million into a direct investment, but this is much more challenging and rare. After 5 years, the investment is returned to the investor.
New Job Creation: An applicant’s investment must create or preserve at least ten full-time jobs for American workers. When investing via a reputable “Regional Center”, the Regional Center will manage this process on behalf of the investor, and assure that the required jobs are created.
Background Check: . If the applicant has ever received a US visa before, then this requirement is almost certainly met. The investor must prove that they are not a convicted criminal, have no history of financial fraud, and has not previously violated U.S. immigration laws
Legally Sourced Investment: The investor must clearly document that the funds required to make the investment come from a lawful source. An example of a lawful source includes accumulation of salary, gifts of money from family and friends, profits made from real estate or other assets, or a loan taken out against a piece of property.
At Risk Investment: In order to be eligible for the program, the investment must be “At Risk” (i.e. fully invested in the project) for a period of no less than 5 years. According to U.S. law, the EB-5 investor cannot be offered any guaranteed return on or of principal nor possess any redemption rights on capital. The best US Projects have extensive track records of principle protection and return, therefore the investment risk associated with the program is extremely low if properly structured.